Navigate the world of finance in the UAE with our expert guides. From understanding personal loans to planning for your business's future, our resources are here to help you make informed decisions.
Learn about eligibility, required documents, and how to find the best interest rates for personal loans in Dubai.
A comprehensive overview of financing options for SMEs and large enterprises in the UAE market.
Discover the process of securing a car loan, from down payments to insurance requirements and bank policies.
Your first step towards homeownership. Understand mortgage types, rates, and the application process in the UAE.
Learn how your Al Etihad Credit Bureau (AECB) score impacts your loan applications and how to improve it.
Find out how you can combine multiple debts into a single loan to manage your payments more effectively.
Understand the rules, fees, and potential benefits of paying off your loan before the scheduled end date.
Learn how to apply for additional funds on an existing loan and what factors banks consider for approval.
An introduction to Sharia-compliant financing products, such as Murabaha and Ijarah, available in the UAE.
Generally, applicants need to be between 21 and 65 years old, have a minimum monthly salary (typically AED 5,000+), and have been employed with their current employer for at least 6 months. A valid Emirates ID and a good credit score are also essential.
No. We are strictly an information-only platform. We do not provide, facilitate, or broker any loans. Our goal is to provide clear, independent information to help you understand the options available from financial institutions in the UAE.
Commonly required documents include: a copy of your passport and visa, Emirates ID, salary certificate, and 3-6 months of bank statements. Specific requirements can vary between different banks and loan types.
Your Al Etihad Credit Bureau (AECB) score is a critical factor. A higher score indicates lower credit risk, which can lead to higher approval chances, better interest rates, and larger loan amounts. A low score may result in rejection or less favorable loan terms.